Nemea Credit Card
Enjoy the convenience of a credit card designed for your lifestyle.
Spend and save at the same time. In your first month, you’ll automatically receive 20% cashback,
up to €100 — on everything you buy with your Credit Card.
Choose how you want to manage your payments:
Pay at once: Settle the full amount each month at no additional cost.
Installments: Divide your spending into easy monthly payments, from 3 up to 36 installments, so you’re always in control of your budget.
Cash to account: Instantly transfer funds from your card to your current account whenever you need extra liquidity.
Set caps for payments or withdrawals to stay in control.
Withdraw money safely; in case of theft after withdrawal, you’re covered by insurance.
Temporarily disable your card and reactivate it instantly from the app.
No visible details, plus a dynamic CVV, for greater security when shopping online.
Take advantage of the financing options makes available: Instant Loan, Pay&Plan, and Salary Advance.
Pay quickly and securely with your phone.
Get help anytime with a dedicated customer team.
Use your BBVA Credit Card and take part in prize draws.
No added fees for currency exchange on your purchases abroad.
To apply, you need to have an active BBVA current account for at least three months. This allows us to assess your creditworthiness based on your account history, helping us speed up approval times. Keep in mind that card issuance is always subject to the bank’s evaluation and final approval.
Your Credit Card, whether physical or digital, comes at no cost in the first year — there are no issuance or management fees during this period. Starting from the second year, the annual fee is €36. If you choose to use installment payments, withdraw cash at the counter, or transfer money from your card to your current account, these operations may have associated fees.
No. Everyday shopping with your Credit Card is free of additional charges. All the purchases you make throughout the month are grouped together and charged to your account the following month, with no hidden fees. This makes it simple to keep track of your spending while enjoying the convenience of paying later.
A physical card is the classic plastic card you can use at ATMs, in-store terminals, or online. A virtual card, on the other hand, only exists in digital form within your app or wallet. Despite not being tangible, it works for online purchases and can also be used in physical stores via mobile payment systems such as Apple Pay or Google Pay.
