Savings and investments
Manage your savings and investments with transparent conditions and fully online access through our app. Start building your future today.
Earn 3% gross interest on your balance for the first six months, followed by guaranteed remuneration until December 31, 2027.
Use it as your primary account for daily transactions, and receive your monthly interest automatically, with no conditions and no extra effort required.
Through the app, you can easily begin investing in our funds with zero commissions on subscription, redemption, custody, and correspondent bank services until January 1, 2027.
A wide selection of international funds is available, suitable for different budgets, and designed to let you start investing with either no minimum or very low subscription amounts.
With this free service, you can move closer to your savings goals.
Balances in your Digital Piggy Bank continue to earn 3% interest.
Automatic rules can be set so your savings grow effortlessly in the background.
Offering analysis, updates, and insights on global economic dynamics, The Economic Point helps you stay informed. You’ll find useful content that keeps you up to date, along with practical tips to guide you as you begin exploring the world of investing.
Offer Terms
Customers who open a Nemea account by September 30, 2025 are eligible for this offer.
A gross interest rate is applied annually on balances up to €1,000,000, with no minimum amount required. Interest accrues daily according to the account balance recorded at the end of each day and is credited in a lump sum during the first business days of the following month. Payments are made via direct deposit to the account, net of any applicable tax withholdings.
For the first six months after account opening, the gross interest rate is 3%. Once this period ends, and until December 31, 2027 (extendable at the Bank’s discretion), the gross interest rate is revised every quarter. The updated rate equals 25% of the European Central Bank (ECB) Deposit Facility rate, calculated the day before the quarter begins. The current ECB rate can be found at www.ecb.europa.eu
, and Nemea will notify customers of the applicable rate at the start of each quarter.
Investment Funds
Investment funds offered by Nemea are selected by the specialized QualityFunds unit, using quantitative, qualitative, and operational due diligence. The selection process emphasizes long-term consistency and covers a wide range of asset classes and investment styles. This information does not constitute an investment recommendation.
It is important to note that past performance is not a reliable indicator of future results. To fully understand the risks, investors should carefully review the fund’s prospectus and the key investment information document before making any decisions. Nemea does not evaluate a client’s knowledge or experience, nor assess whether the chosen product is suitable, prior to executing an order.
The redemption value of fund shares depends on market performance. Conditions for redemption are outlined in each fund’s documentation, and in cases of market disruption, redemptions may not be processed on the expected date or at the desired price.
