Nemea Flexible Deposit

Grow Your Savings with the Nemea Flexible Deposit

1.75% Flexible Deposit for 12 Months
This savings account helps protect your money while allowing it to grow daily.

  • A guaranteed 1% gross return applies even if you decide to withdraw before the 12-month term ends, with no conditions attached.
  • Deposits can range from €500 up to €1,000,000, giving you flexibility to save according to your needs.

Start Your Flexible Deposit by Opening a Nemea Account

Enjoy a checking account and debit card that are free forever.

The account can be opened in just over five minutes, making it quick and easy to get started.

Grow Your Savings Simply and Securely with the 1.75% Flexible Deposit

Accessing the deposit is simple. Open a zero-fee current account to get started.

Your savings are guaranteed, earning 1.75% gross interest for 12 months. If you withdraw early, you will receive 1% gross on the deposited amount.

There are no conditions or penalties. You can cancel your deposit and withdraw your money at any time.

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Decide How to Begin Your Investment Journey

Explore selected funds

Our experts have carefully analyzed a range of funds to match different investment styles and objectives.

Create your Savings Plan

Set up recurring payments to invest consistently and progress toward your goals. Deposits can start from as little as €5.

Search and compare funds

Use filters to find funds that suit your preferences and compare up to three funds side by side to make informed decisions.

How to open a Flexible Deposit?

Open a zero-fee account forever

Set up your account in just over five minutes and start using it immediately.

Top up your current account

Easily add funds from the app by selecting your account, tapping Show More, and choosing Top Up. You can use a debit or credit card from another bank or make a bank transfer.

Activate the deposit account

Within the app, go to Activate a Service > Savings and Investments > Deposit > Activate. You can deposit amounts ranging from €500 to €1,000,000.

Lift Your Savings Higher with Nemea

Discover a range of savings and investment solutions, including Flexible Deposits and Investment Funds.

Benefit from transparent conditions, maintain full access to your funds, and manage everything completely online through the App.

Over 700,000 customers are already growing their savings. Are you?

Do you need more information?

What is the Flexible Deposit?

The Flexible Deposit is a savings solution where the amount you deposit earns interest depending on how much you invest and for how long you keep it.

To access the deposit, you must first open an Online Current Account with no fees. After creating your account, you can activate the deposit directly in the Nemea app under the “Activate a Service” section.

The deposit runs for 12 months starting from the contract signing date. It doesn’t renew automatically, and once it matures, both your initial deposit and the accrued interest will be transferred to your current account.

Early withdrawal is allowed at any time, with no fees or penalties. However, if you cancel before maturity, the return will be adjusted to 1% gross on the amount saved. You can request cancellation directly through the app or the website.

Deposits start at a minimum of €500 and go up to €1,000,000 for each deposit account.

It is possible to open multiple deposits simultaneously, with each one having its own contract. Keep in mind that the combined total cannot exceed €1,000,000.